Malta offers one of the EU’s most accessible permanent residency programs. This 2025 guide details investment options, benefits, and key considerations for high-net-worth applicants seeking EU mobility and tax planning opportunities.
1. Introduction
Situated in the heart of the Mediterranean, Malta has become a preferred gateway to the European Union for global investors. Its Permanent Residency Program (MPRP) offers long-term stability, attractive tax structures, and access to the EU’s single market.
2. Why Malta?
2.1 Strategic EU Access
Maltese residency grants visa-free travel within the Schengen Zone, enabling greater business and personal mobility.
2.2 Tax Efficiency
Malta operates a remittance-based tax system for non-domiciled residents, potentially reducing global tax burdens.
2.3 Stable Jurisdiction
Malta’s political stability and robust legal framework make it a safe destination for long-term investment.
3. 2025 Requirements
- Government Contribution: €98,000 (or €68,000 with property purchase).
- Donation to Local NGO: €2,000.
- Property Requirement: Purchase or rent qualifying property for at least five years.
- Due Diligence: Comprehensive background check on all applicants.
4. Application Process
- Select a licensed agent to represent your application.
- Submit application with due diligence fees.
- Receive approval-in-principle within 4–6 months.
- Complete investment and contribution requirements.
5. Strategic Advantages
- Generational Benefits: Residency status can be passed to dependents.
- Business Gateway: Ideal for investors seeking EU company registration and trade access.
- Lifestyle: English-speaking, safe environment, and Mediterranean climate.
FAQ
Q1: Can MPRP lead to citizenship?
A1: Not directly, but long-term residents may apply for citizenship after several years of residence.
Q2: Are there stay requirements?
A2: No minimum physical presence is required to maintain residency.
Q3: Does Malta tax foreign income?
A3: Only if remitted to Malta.
This content is for informational purposes only. Applicants should consult legal and tax experts before proceeding.